Insurance for collectables -- Recommendations?

Bill M · 11th July 2006, 09:45 PM

Does anyone have recommedations for insurance on collections of ethnographic antiques and art?

In the USA?

My homeowner's insurance won't carry beyond a certain dollar figure and they don't like the hundreds of pieces I have anyway.

They tell me to get a "Fine Art Floater." Sounds like a fancy raft.

Rick · 11th July 2006, 10:47 PM

That's the raft you need Bill .

Then you have to decide whether to insure for cost or replacement value.
If you're into the hundreds of pieces territory and you can afford it; were I you I'd do it .

There are companies that specialize in this kind of insurance .

Then there's always the 'pair of Rottweilers' route ..

Bill M · 11th July 2006, 11:14 PM

Quote:

Originally Posted by Rick

That's the raft you need Bill .

Then you have to decide whether to insure for cost or replacement value.
If you're into the hundreds of pieces territory and you can afford it; were I you I'd do it .

There are companies that specialize in this kind of insurance .

Then there's always the 'pair of Rottweilers' route ..

Not in the "hundreds of pieces" exactly.

In my neighbrohood they'd steal the Rottweilers!

Found a good company, I think and will pass this along. Will let anyone interested know more info if you like. PM me. Don't guess it is proper to put their name/website here.

Rick · 12th July 2006, 01:54 AM

Bill , do you plan to insure for cost or replacement value ?

Bill M · 12th July 2006, 02:24 AM

Quote:

Originally Posted by Rick

Bill , do you plan to insure for cost or replacement value ?

I need to see what the agent will allow and how he wants things structured. I would, of course, like it at replacement value. Things are appreciating.

Hey, I am driving Moro kris up, all by myself!

Andrew · 12th July 2006, 03:02 AM

Quote:

Originally Posted by Bill Marsh

Not in the "hundreds of pieces" exactly.

In my neighbrohood they'd steal the Rottweilers!

Found a good company, I think and will pass this along. Will let anyone interested know more info if you like. PM me. Don't guess it is proper to put their name/website here.

Please post the information here, Bill. This is, in my opinion, very helpful information.

ward · 12th July 2006, 03:55 AM

Generally you can add pieces on to you home owners insurance as a fine arts rider. You will need to have the items appraised by either a appraiser or gun/sword dealer.Especially if you have flintlock rifles or pistols have them listed under fine arts. They generally will only accept a amount up to a 1/3 of what your house is worth.

mross · 13th July 2006, 06:40 PM

I've been thinking of trying these guys;

CIA Collectibles Insurance Agency

http://www.collectinsure.com

They advertise in Blade and look promising. When I contact them I'll let you know how it goes.

11th July 2006, 09:45 PM	#1
Bill M Member Join Date: Mar 2005 Location: USA Georgia Posts: 1,599	Insurance for collectables -- Recommendations? Does anyone have recommedations for insurance on collections of ethnographic antiques and art? In the USA? My homeowner's insurance won't carry beyond a certain dollar figure and they don't like the hundreds of pieces I have anyway. They tell me to get a "Fine Art Floater." Sounds like a fancy raft.

11th July 2006, 10:47 PM	#2
Rick Vikingsword Staff Join Date: Nov 2004 Posts: 6,293	That's the raft you need Bill . Then you have to decide whether to insure for cost or replacement value. If you're into the hundreds of pieces territory and you can afford it; were I you I'd do it . There are companies that specialize in this kind of insurance . Then there's always the 'pair of Rottweilers' route ..

12th July 2006, 01:54 AM	#4
Rick Vikingsword Staff Join Date: Nov 2004 Posts: 6,293	Bill , do you plan to insure for cost or replacement value ?

12th July 2006, 03:55 AM	#7
ward Member Join Date: Feb 2006 Posts: 637	Generally you can add pieces on to you home owners insurance as a fine arts rider. You will need to have the items appraised by either a appraiser or gun/sword dealer.Especially if you have flintlock rifles or pistols have them listed under fine arts. They generally will only accept a amount up to a 1/3 of what your house is worth.

13th July 2006, 06:40 PM	#8
mross Member Join Date: Jan 2005 Posts: 478	I've been thinking of trying these guys; CIA Collectibles Insurance Agency http://www.collectinsure.com They advertise in Blade and look promising. When I contact them I'll let you know how it goes.