Insure or forget?

harrywagner · 3rd December 2015, 08:49 PM

I would like to solicit comments and opinions about these two Indian Bischwa. I am trying to decide if they should be insured or forgotten. I grew a thicker skin over the Thanksgiving holiday so please feel free to blast away. TIA.

Harry

VANDOO · 3rd December 2015, 09:32 PM

IF YOUR COLLECTION IS INSURED I WOULD INCLUDE THESE WITH THE REST OF THE COLLECTION FOR AT LEAST WHAT YOU HAVE IN THEM. OR GET THEM APPRAISED AND INSURE THEM FOR THAT VALUE UNLESS ITS LESS THAN YOU PAYED

GOOD LUCK THEY LOOK NICE TO ME BUT I AM JUST A OLD COLLECTOR AND FAR FROM AN EXPERT.

Battara · 3rd December 2015, 10:50 PM

I agree with Barry 200% (if that's possible). Speaking as one who had some of his collection stolen 2 years ago (

) I'd insure everything. Fortunately, I did........

harrywagner · 3rd December 2015, 10:52 PM

Quote:

Originally Posted by VANDOO

IF YOUR COLLECTION IS INSURED I WOULD INCLUDE THESE WITH THE REST OF THE COLLECTION FOR AT LEAST WHAT YOU HAVE IN THEM. OR GET THEM APPRAISED AND INSURE THEM FOR THAT VALUE UNLESS ITS LESS THAN YOU PAYED

GOOD LUCK THEY LOOK NICE TO ME BUT I AM JUST A OLD COLLECTOR AND FAR FROM AN EXPERT.

Thanks Vandoo. I like these. I just don't trust my judgement.

I did have them appraised, but I don't trust the appraisal either. Without getting into specifics (I am on thin ice here with regards to the forum rules) they were both valued at a price I thought much too high. I think my trust is better placed here with other collectors such as yourself. Thanks again for the input. Much appreciated.

estcrh · 3rd December 2015, 11:44 PM

Quote:

Originally Posted by harrywagner

I would like to solicit comments and opinions about these two Indian Bischwa. I am trying to decide if they should be insured or forgotten. I grew a thicker skin over the Thanksgiving holiday so please feel free to blast away. TIA.

Harry

Harry, a closer look at the metal might be helpful. As for a thick skin, I would be embarassed to show here a few of the "mistakes" I have made over the years, mostly due to taking chances with bad images online and or bad descriptions, it is much easier to decide when seeing an item up close in person.

harrywagner · 4th December 2015, 02:40 AM

Quote:

Originally Posted by estcrh

Harry, a closer look at the metal might be helpful. As for a thick skin, I would be embarassed to show here a few of the "mistakes" I have made over the years, mostly due to taking chances with bad images online and or bad descriptions, it is much easier to decide when seeing an item up close in person.

Many thanks Estcrh. Hopefully these will help.

estcrh · 4th December 2015, 07:40 AM

Quote:

Originally Posted by harrywagner

Many thanks Estcrh. Hopefully these will help.

Harry, your pictures are good, I like the style of both of these, much nicer than many I have seen lately. The steel used looks like a modern pattern, I would have to say that both items are modern, based on what I have seen as far as steel coming from India lately. Hopefully you will get some more comments.

harrywagner · 4th December 2015, 01:10 PM

Quote:

Originally Posted by estcrh

Harry, your pictures are good, I like the style of both of these, much nicer than many I have seen lately. The steel used looks like a modern pattern, I would have to say that both items are modern, based on what I have seen as far as steel coming from India lately. Hopefully you will get some more comments.

Many thanks! No doubt you are right about their being modern. If they were as old as they look it would have been the find of the century, and not even the Wagner luck is that good. I like them too much to display on my "wall of shame", so I will take Battara's advise and add them to the "to be insured" pile, but for an amount that I can trust is close to their actual value. Thanks again for your help. Much appreciated.

Harry

mross · 5th December 2015, 06:51 PM

I would insure, better safe than sorry. As long as you have documented evidence from an appraiser that is the value if anything happens. Appraised value does not mean sale price, jewelry is routinely appraised higher than sale price. However the appraised value is a starting point when negotiating a settlement, I would rather start higher than lower.

3rd December 2015, 08:49 PM	#1
harrywagner Member Join Date: Jul 2015 Posts: 373	Insure or forget? I would like to solicit comments and opinions about these two Indian Bischwa. I am trying to decide if they should be insured or forgotten. I grew a thicker skin over the Thanksgiving holiday so please feel free to blast away. TIA. Harry Attached Images

3rd December 2015, 09:32 PM	#2
VANDOO (deceased) Join Date: Dec 2004 Location: OKLAHOMA, USA Posts: 3,138	IF YOUR COLLECTION IS INSURED I WOULD INCLUDE THESE WITH THE REST OF THE COLLECTION FOR AT LEAST WHAT YOU HAVE IN THEM. OR GET THEM APPRAISED AND INSURE THEM FOR THAT VALUE UNLESS ITS LESS THAN YOU PAYED GOOD LUCK THEY LOOK NICE TO ME BUT I AM JUST A OLD COLLECTOR AND FAR FROM AN EXPERT.

3rd December 2015, 10:50 PM	#3
Battara EAAF Staff Join Date: Dec 2004 Location: Louisville, KY Posts: 7,220	I agree with Barry 200% (if that's possible). Speaking as one who had some of his collection stolen 2 years ago ( ) I'd insure everything. Fortunately, I did........

5th December 2015, 06:51 PM	#9
mross Member Join Date: Jan 2005 Posts: 478	I would insure, better safe than sorry. As long as you have documented evidence from an appraiser that is the value if anything happens. Appraised value does not mean sale price, jewelry is routinely appraised higher than sale price. However the appraised value is a starting point when negotiating a settlement, I would rather start higher than lower.