Just a couple of quick points gentlemen.
No insurance company I've dealt with will accept digital photgraphs for valuation purposes, they can also be somewhat demanding when accepting the legitimacy of valuers and valuations. This is a minefield area to get into.
Who is liable if a claim is made and the insurance company decides to querey this valuation?
A definate ID of an item should give enough information for anyone to do some searching of sold items on auctions sites etc to get a good idea of current market value without all the inherent problems of subjective valuations.
'For insurance purposes' valuations and 'current market price' are certainly never the same thing.
I agree that any 'valuations service' offered via this site should certainly be entirely separate from it, if for no other reason than to open the forums to such posts may swamp them.
Just my 2-rupees worth!
G.
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