Insurance for collectables -- Recommendations?
 

Does anyone have recommedations for insurance on collections of ethnographic antiques and art?

In the USA?

My homeowner's insurance won't carry beyond a certain dollar figure and they don't like the hundreds of pieces I have anyway.

They tell me to get a "Fine Art Floater." Sounds like a fancy raft.

That's the raft you need Bill .

Then you have to decide whether to insure for cost or replacement value.
If you're into the hundreds of pieces territory and you can afford it; were I you I'd do it .

There are companies that specialize in this kind of insurance .

Then there's always the 'pair of Rottweilers' route .. ;) :D

Not in the "hundreds of pieces" exactly.

In my neighbrohood they'd steal the Rottweilers!

Found a good company, I think and will pass this along. Will let anyone interested know more info if you like. PM me. Don't guess it is proper to put their name/website here.

Bill , do you plan to insure for cost or replacement value ?

I need to see what the agent will allow and how he wants things structured. I would, of course, like it at replacement value. Things are appreciating.

Hey, I am driving Moro kris up, all by myself! :D :rolleyes: :rolleyes:

Please post the information here, Bill. This is, in my opinion, very helpful information. :)

Generally you can add pieces on to you home owners insurance as a fine arts rider. You will need to have the items appraised by either a appraiser or gun/sword dealer.Especially if you have flintlock rifles or pistols have them listed under fine arts. They generally will only accept a amount up to a 1/3 of what your house is worth.

I've been thinking of trying these guys;

CIA Collectibles Insurance Agency

http://www.collectinsure.com

They advertise in Blade and look promising. When I contact them I'll let you know how it goes.