Hi Brian.
Did not reply earlier as this is not my line, BUT.............. a VERY nice piece you have there. You are doing well by the look of things posted here.
I agree with you that these are an investment so long as the purchase price is sensible, BUT when Flora buys her "gift" to the value of yours, you must look upon that as an investment also.
I think you and I are luckly that we have "understanding" spouses!
Stu